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Can an HOA Force a Home Foreclosure in Michigan

Can an HOA Foreclose on a House in Michigan? Know Your Rights

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The day your HOA dues come due and go unpaid, the lien may already exist. In a condominium, it does. The Michigan Condominium Act attaches it to your unit the moment the charge is assessed, with no grace period and no warning letter first. The association can record it with the county register of deeds … Continued
Property Lien Types In Michigan

Types of Property Liens Every Homeowner Should Understand

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Most homeowners find out what a lien does to their property on the day they try to sell. A closing date is set. A buyer is waiting. Then a title search turns up a debt they’d written off years ago, even decades ago. That surprise costs money, and it can cost the whole sale. Property … Continued
Is a Kitchen Remodel Worth It Before Selling My Home in Michigan

Should I Remodel My Kitchen Before Selling

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Most sellers I talk to spend ten minutes on price, then ten more on the kitchen. Should I remodel my kitchen before selling? That one comes up more than any other question. No other room carries this much feeling, and none carries more risk either, especially if you’re up against a deadline and you guess … Continued
Optimal time to stay in a home before selling in Michigan

How Long to Live in a House Before Selling It

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Nobody buys a place planning the exit. Life forces the question anyway, and how long to live in a house before selling turns into a money question the moment it comes up. I’ve bought houses from homeowners who held on years too long. I’ve also bought from a homeowner who sold in month seven and … Continued
Can a beneficiary live in a property during probate Michigan

Living In A Probate House In Michigan

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Families typically assume that because they’re the ones grieving, the house is automatically theirs to use. Living in a probate house in Michigan does not work that way, and this assumption causes more friction, legal exposure, and stalled estates than almost anything else I see in this work. The house belongs to the estate until … Continued
Who Is in Charge of Paying for the Appraisal and Inspection in Michigan

Who Pays For Home Appraisal And Inspection Costs In Michigan

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Selling a house in Michigan means two separate bills can land on the table before closing: the home appraisal and the home inspection. Most sellers I talk to have no idea who pays for the appraisal and inspection until they’re already deep in a contract. By then, it’s a scramble. So let’s get ahead of … Continued
Selling My Parents Home To Pay For Care Michigan

Selling Your Parents’ Home In Michigan To Pay For Senior Care

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Your mom got the diagnosis on a Tuesday. By Thursday, the family was around the kitchen table, realizing that her Livonia ranch house might be the only thing standing between her and the memory care facility she needs. If you’re weighing selling your parents’ home to pay for care in Michigan, you’re not alone. Nobody … Continued
MLS Listing Fees Michigan

Michigan MLS Listing Costs Every Home Seller Should Understand

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Selling a house in Michigan without knowing what MLS access actually costs is a little like driving up to Mackinac Island without checking the ferry schedule. You might get there. You might not. And the surprise will cost you more than the trip was worth. Most sellers I talk to come in with one of … Continued
Documents required for selling inherited property

Required Documents to Sell an Inherited House

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What Documents Do You Need to Sell an Inherited House Nobody tells you about the third certified copy of the death certificate. Your title company, mortgage lender, and county recorder’s office each want one, so if you order only two, you’ll be making a second trip to the vital records office in the middle of … Continued
Selling house with water in the crawl space in Michigan

Selling a House with Water in the Crawl Space in Michigan

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Selling a house with water in the crawl space is more common in Michigan than most owners realize. Pull up any house built before 1990 in Southeast Michigan, whether it’s a brick colonial you want to sell fast in Sterling Heights, a ranch outside Lansing, or one of those older two-stories near the Huron River … Continued
Can Someone Take Over My Mortgage in Michigan

Can Someone Take Over My Mortgage In Michigan And How Does It Work

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You’re sitting on a 3% interest rate from 2021, and the buyer across the table from you is staring at today’s rates hovering around 6.32% for a 30-year fixed. That gap is real money every single month for the next 30 years. So it’s no surprise that more Michigan homeowners are asking whether someone can … Continued
Do You Need a Lawyer to Add a Name in

Do You Need A Lawyer To Add A Name To A House Deed?

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Do you need a lawyer to add a name to a house deed? Plenty of homeowners have called me up thinking they could handle a deed change over a lunch break. Fill out a form, sign it, and drop it at the county recorder’s office. Done. A few of them were right. Others discovered, months … Continued
Is a deed necessary to sell a house In

Do You Need a Deed to Sell a House

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When you are preparing to sell your property, you may wonder whether you need the original deed to complete the transaction. Simply put, although proof of title is vital, not having the deed in your possession doesn’t necessarily mean you can’t sell your property. Knowing how deeds work and what else is out there can … Continued
How Long is Seller Stay in House After Closing In

How Long Can Seller Stay in House After Closing

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You’ve just signed the purchase agreement on your dream home. The closing date is set. And then the seller asks for something that surprises you: “Can I stay in the house for a few weeks after we close?” Welcome to occupancy after closing. This is more prevalent than you may believe, and it may work … Continued
Paperwork for Selling Your Property Without a Realtor Michigan

How to Sell a House by Owner in Michigan: Complete Guide for Homeowners

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Your neighbor just sold their house in two weeks for $15,000 over the asking price. No agent. No commission. Just them, a buyer, and a handshake deal that saved thousands. You’re wondering if you can do the same thing. Here’s the honest answer: selling your house by owner in Michigan isn’t as simple as sticking … Continued
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